Rates

Rates are subject to change please contact the Credit Union for current rates.

Last update July 1, 2018


Take .25% off posted rates if you qualify for the Advantage Club Discount
A late charge of $35.00 will be added to any loan past due 15 days, except Home Equity Loans, which are 5% of your regular monthly payment after 20 days and Indirect Auto Loans, which are 2% of the delinquent amount after 10 days delinquent..
Rates as low as the following APR's. (Actual rate is based upon your credit history and current credit report scores.)

Loans

Rate APR* Term
Personal Loan $500-$7500   8.50  60
Share Secured Loan - 2.00% above share rate   0.000 120
CD Secured Loan - 2.0% above rate of the CD   0.000 120
New Vehicle Loan (Includes Motorcycles) 2018-2016 (Quads add 2% to rate)    3.25  48
New Vehicle Loan (Includes Motorcycles) 2018-2016 (Quads add 2% to rate)    3.75 60
New Vehicle Loan (Includes Motorcycles) 2018-2016 (Quads add 2% to rate)   4.29 72 
New RVs 2018-2016   8.000 120 
Used Vehicle Loan (Includes Motorcycles) 2015-2010 (Quads add 2% to rate)   4.00  36
Used Vehicle Loan (Includes Motorcycles) 2015-2010 (Quads add 2% to rate)   4.25  48
Used Vehicle Loan (Includes Motorcycles) 2015-2010 (Quads add 2% to rate)   4.50  60 
Older Used Vehicles (Inc. Motorcycles) 1999 - 2009 (Quads add 2% to rate)   10.00 36
Classic Car Loan   9.250 60
Used RVs 2015-1998   10.00  72 
New Boat Loans   9.75  84 
Used Boat Loans   11.75 60
Home Equity Loan (Fixed Rate)  NMLS#402219   4.00  60
Home Equity Loan (Fixed Rate)  NMLS#402219   4.12  120
Home Equity Loan (Fixed Rate)  NMLS#402219   4.39  180
HELOC - Inquire at Office **        NMLS#402219   0.000 n/a
Home Mortgages - Inquire at Office   0.000 n/a 
Home Mortgages - Inquire at Office   0.000 n/a 
Home Mortgages - Inquire at Office   0.000 n/a
VISA - Platinum Card - No Annual Fee   9.900 n/a
VISA - Classic Card - No Annual Fee   12.900 n/a

*APR = Annual Percentage Rate
**Index based on the Wall Street Journal Prime

Savings

Dividend Rate APY* Term
Regular Shares .15    .15  n/a
Vacation Shares .15  .15 n/a
Christmas Club .15  .15 n/a
IRA Shares .50   .50 n/a
Roth IRA Shares .50    .50  n/a

*APY = Annual Percentage Yield

Certificates of Deposit (CDs)

Minimum Deposit Dividend Rate APY* Term
Certificates of Deposit (terms by month) $500 .15 .15 3
Certificates of Deposit (terms by month) $500 .50 .50 6
Certificates of Deposit (terms by month) $500 1.00 1.00 12
Certificates of Deposit (terms by month) $500 1.50 1.50 24
Certificates of Deposit (terms by month) $500 2.00

2.01

36

*APY = Annual Percentage Yield