Rates

Rates are subject to change please contact the Credit Union for current rates.

Last update May 29, 2020


Take .25% off posted rates if you qualify for the Advantage Club Discount
A late charge of $35.00 will be added to any loan past due 15 days, except Home Equity Loans, which are 5% of your regular monthly payment after 20 days and Indirect Auto Loans, which are 2% of the delinquent amount after 10 days delinquent..
Rates as low as the following APR's. (Actual rate is based upon your credit history and current credit report scores.)

Loans

Rate APR* Term
Personal Loan $500-$7500   8.50% 60
Share Secured Loan - 2.00% above share rate   0.000% 120
CD Secured Loan - 2.0% above rate of the CD   0.000% 120
New Vehicle Loan (Includes Motorcycles) 2020-2019 (Quads add 2% to rate)    3.25% 48
New Vehicle Loan (Includes Motorcycles) 2020-2019 (Quads add 2% to rate)    3.75% 60
New Vehicle Loan (Includes Motorcycles) 2020-2019 (Quads add 2% to rate)   4.29% 72 
New RVs 2020-2019   8.000% 120 
Used Vehicle Loan (Includes Motorcycles) 2018-2011 (Quads add 2% to rate)   4.00% 36
Used Vehicle Loan (Includes Motorcycles) 2018-2011 (Quads add 2% to rate)   4.25% 48
Used Vehicle Loan (Includes Motorcycles) 2018-2011 (Quads add 2% to rate)   4.50% 60 
Older Used Vehicles (Inc. Motorcycles) 2001-2011 (Quads add 2% to rate)   10.00% 36
Classic Car Loan   9.250% 60
Used RVs 2000-2018   10.00% 72 
New Boat Loans   9.75% 84 
Used Boat Loans   11.75% 60
Home Equity Loan (Fixed Rate)  NMLS#402219   4.00% 60
Home Equity Loan (Fixed Rate)  NMLS#402219   4.12% 120
Home Equity Loan (Fixed Rate)  NMLS#402219   4.39% 180
HELOC - Inquire at Office **        NMLS#402219   0.000% n/a
Home Mortgages - Inquire at Office   0.000% n/a 
Home Mortgages - Inquire at Office   0.000% n/a 
Home Mortgages - Inquire at Office   0.000% n/a
VISA - Platinum Card - No Annual Fee   9.900% n/a
VISA - Classic Card - No Annual Fee   12.900% n/a

*APR = Annual Percentage Rate
**Index based on the Wall Street Journal Prime

Savings

Dividend Rate APY* Term
Regular Shares .15% .15% n/a
Vacation Shares .15% .15% n/a
Christmas Club .15% .15% n/a
IRA Shares .50% .50% n/a
Roth IRA Shares .50% .50% n/a

*APY = Annual Percentage Yield

Certificates of Deposit (CDs)

Minimum Deposit Dividend Rate APY* Term
Certificates of Deposit (terms by month) $500 .15% .15% 3
Certificates of Deposit (terms by month) $500 .25% .25% 6
Certificates of Deposit (terms by month) $500 .45% .45% 12
Certificates of Deposit (terms by month) $500 .65% .65% 24
Certificates of Deposit (terms by month) $500 .80% .80% 36

*APY = Annual Percentage Yield